HLPartnership (HLP) has announced the addition of Handelsbanken to its lender panel as part of the network’s ongoing commitment to supporting advisers in delivering good consumer outcomes.
The addition enhances advisers’ access to a broader range of lending solutions designed to meet the needs of clients with more complex or non-standard circumstances. By extending its lender panel, HLP aims to help advisers continue to provide suitable advice and ensure fair value and positive outcomes for a diverse range of borrowers.
Handelsbanken operates a decentralised model through its UK branch network, where local banking teams are empowered to make lending decisions. This relationship-led approach enables advisers to engage directly with decision makers, ensuring that cases are assessed on their individual merits while maintaining robust credit and affordability standards.
Matt Brown, Propositions Director at HLPartnership, said:
“Our role as a network is to provide advisers with the resources, relationships and flexibility they need to deliver consistently good outcomes for their clients. Handelsbanken’s approach complements that objective perfectly. Their focus on individual case assessment and local decision-making gives advisers an additional route to support clients whose circumstances may not fit a standard profile, while ensuring appropriate, responsible lending.”
Steve Macdonald, National Head of Intermediary Business said:
“We’re delighted to be partnering with HLPartnership and making our broad mortgage offering available to their advisers. As a bank, we focus on long-term relationships and all banking decisions are made in-branch by local experts – this means we can support a whole range of clients, whatever their individual needs. We believe that taking the time to understand every customer individually, coupled with the flexibility of our fully-decentralised model, means we can offer the right product each time.”
The inclusion of Handelsbanken reflects HLP’s wider strategy to strengthen adviser choice through a balanced mix of mainstream, specialist and relationship-based lenders. This approach helps members respond to a variety of client needs and changing market conditions while maintaining high standards of advice quality and compliance oversight.
By broadening lender access and promoting diversity of proposition, HLP continues to support advisers in achieving the four Consumer Duty outcomes: products and services, price and value, consumer understanding, and consumer support. This ensures positive experiences across the advice process and reinforces the network’s commitment to good outcomes for all clients.
